Permanent Injury Workers Comp NJ—Protecting Your Future After Serious Accidents
When a Serious Work Injury Changes Everything, You Need Real Answers
Catastrophic injuries at work—like brain trauma, spinal cord damage, or amputation—bring major challenges for you and your family. Suddenly, you may be unable to work, facing endless medical needs, and worrying about long-term financial stability. The Law Office of Albert J. Talone, LLC has decades of experience fighting for New Jersey workers with life-changing injuries, helping them secure the highest possible benefits and support. From lump-sum settlements to ongoing payments, we guide you through every step, so you can focus on your recovery and family.

Types of Serious & Permanent Injuries We Handle
Traumatic Brain Injuries (TBI)
Brain injuries often lead to memory loss, personality changes, and permanent disability. We ensure these complex injuries are documented and valued for maximum compensation.
Spinal Cord Injuries & Paralysis
Damage to the spine can cause paralysis or loss of function. We fight for benefits that reflect both immediate needs and lifelong care—covering medical treatment, home modifications, and more.
Severe Back or Neck Injuries
Herniated discs, fractures, or nerve damage can prevent you from returning to work. Our firm understands how to prove the full impact and fight lowball offers.
Loss of Limb or Amputation
Losing an arm, leg, hand, or foot is devastating—physically, emotionally, and financially. We pursue every available benefit, including lump-sum awards and adaptive support.
Chronic Pain Syndromes (RSD/CRPS)
Ongoing pain from work injuries can make even simple tasks impossible. We work with medical professionals to document the condition and pursue long-term compensation.
Loss of Function (Arm/Leg/Other Body Part)
If you lose significant use of any part of your body, New Jersey law may entitle you to ongoing payments based on your disability rating.
Mistakes That Can Undercut a Major Injury Claim
Accepting an insurance settlement before understanding the full value of your injury and future needs.
Failing to get a complete medical evaluation or second opinion, which may miss hidden or evolving symptoms.
Not pursuing additional third-party claims when someone other than your employer contributed to the accident.
Underestimating the need for legal help—serious injury claims often require court hearings or complex negotiations
Delaying your claim or not appealing a denied benefit—deadlines and procedures are strict for permanent injuries.

What to Do If You’ve Suffered a Life-Altering Work Injury
- Seek Immediate Medical Attention and Document Everything: Comprehensive records support both your recovery and your legal claim.
- Report the Injury to Your Employer Quickly: Don’t delay—timely notice is essential for your benefits.
- Request a Disability Evaluation: This determines your eligibility for Permanent Partial or Total Permanent Disability benefits under NJ law.
- Consult an Attorney Experienced in Catastrophic Injuries: The Law Office Of Albert J. Talone handles negotiations, hearings, and appeals—maximizing outcomes and reducing your stress.
- Explore All Avenues: Ask about third-party claims and Social Security Disability if your injury is severe; comprehensive legal help can increase your total recovery.
Don’t Let Insurance Limit Your Future—Get Advocacy That Delivers
The next step is working with a firm recognized for negotiating substantial settlements and guiding seriously injured workers through every stage—from hospital bed to final award. The Law Office Of Albert J. Talone takes on the legal burden so you can focus on healing and family.
What to Expect When You Pursue a Permanent Disability Claim
You’ll start with a full medical and vocational assessment, followed by the disability rating process that determines your benefits. The Law Office Of Albert J. Talone manages every detail—from court hearings to independent medical evaluations—to build the strongest possible claim. We communicate every step and fight for benefits that match your real-world needs. Our experience means you’re not alone, even in the most complex cases.
Your Questions, Answered Clearly
What if I can’t return to work after my injury?
If you can’t go back to any job, you may be eligible for Total Permanent Disability benefits, which provide ongoing weekly payments for life.
How are permanent disability benefits calculated in NJ?
NJ uses a schedule of disability ratings to determine compensation, based on your loss of function and medical improvement. Payments can be weekly or lump-sum, depending on your situation.
Do I get a lump sum for a permanent work injury?
Many cases result in either ongoing payments or a negotiated lump-sum settlement. The best approach depends on your needs and the nature of your injury.
Can I get both workers’ comp and a lawsuit recovery for a severe injury?
Sometimes. If a third party (not your employer) caused your accident, you may pursue both claims—The Law Office Of Albert J. Talone advises on these situations for maximum recovery.
Will workers’ comp cover home modifications or retraining?
Yes. If your injury requires changes to your home or new job training, workers’ comp can cover these expenses—our firm ensures these benefits are secured.
Protect Your Family’s Future—Let Us Handle the Fight
You’ve given your best at work—don’t let an insurance company decide your financial future alone. The Law Office Of Albert J. Talone stands with seriously injured workers in Moorestown, Cherry Hill, Camden, Mount Laurel, Willingboro, and all of New Jersey, demanding the full compensation you deserve.







