Posts Tagged ‘Workers Compensation Benefits’
Five Steps to Receiving New Jersey Workers Compensation Benefits
The New Jersey Department of Labor and Workforce Development handles every New Jersey workers compensation claim. Regardless of the severity of your injury, the industry of your employer, or complexity of your claim, your case will eventually pass before the same department.
However, there are certain steps you must take to make a valid claim, and the process isn’t always as straightforward or simple as you may imagine. Our team at the Law Offices of Albert J. Talone takes you through the five steps to filing a New Jersey workers compensation claim, but simultaneously encourage any injured employee to contact our office for assistance with one or all of these steps.
#1: Report Your Injury to a Supervisor
The first action you must take after a workplace injury in New Jersey is to inform your employer. Under New Jersey workers compensation law, an employee is required to provide notice of a workplace injury before filing a claim with the Department of Labor and Workforce Development.
You are expected to provide notice to your employer within 14 days of an injury, but the sooner you report the injury the better. If you fail to report a workplace injury within 90 days of such injury or onset of illness, then you may lose your right to New Jersey workers compensation benefits.
#2: Obtain a Medical Report and Evaluation
In most New Jersey workers compensation claims, the most important aspect is recovering costs for medical treatment. If you required emergency care, a …
Read MoreHow Does New Jersey Determine Temporary Disability Benefits under Workers’ Compensation?
First and foremost workers’ compensation in New Jersey covers the medical expenses related to a work injury. This includes hospital visits and rehabilitation, if needed. However, an injured employee may not be able to return to work right away. After a serious incident, the injured employee could be medically or physically restricted from working for a very long time.
An inability to work has serious financial implications, and after medical treatment is obtained this becomes the biggest concern for most workers. To address these concerns, the workers’ compensation law in New Jersey provides a mechanism for injured workers to obtain benefits that replace some of their normal income. Most employees do not understand how disability benefits are distributed or determined, but they should.
The Different Types of Disability Benefits
New Jersey workers’ compensation law provides for two different types of disability benefits. Permanent disability benefits cover a workplace injury that will have a lasting effect on the person’s ability to work. As an employee goes through the workers’ compensation process a doctor will evaluate and treat the injury.
Eventually, a medical professional will determine that the employee has reached maximum medical improvement. If an injury or illness has last effects on the ability to work after maximum medical improvement, that employee is likely entitled to permanent disability benefits.
As the name would suggest, temporary disability benefits are paid to workers who will eventually experience a full recovery of his or her injury but are unable to work for a certain …
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