In New Jersey, an employee injured at work should first and foremost tell an employer about the accident, incident or illness. Employers in New Jersey are required to have workers’ compensation insurance that reimburses an employee’s medical expenses and pays benefits after an injury. Once an employer knows about your injury, it has a responsibility to start the claims process with the insurance provider.
In most cases, the employer makes the appropriate phone calls to the insurance company and files the correct paperwork. The average employee injured at work in New Jersey encounters very few problems receiving workers’ compensation benefits. In these uncontested situations, an employee may ask initial questions of an attorney regarding what to tell an insurance provider, how to complete required paperwork, and what to expect throughout the process.
Employee Injured at Work & Pushback on Workers’ Compensation
Other employees receive deferment, delay and denial from their employer or the insurance provider. An employer may argue that the accident occurred outside of work or was the result of recreational activities. Some situations, such as repetitive motion injuries and cumulative trauma are harder for an employee to prove, and an insurance company may inappropriately pushback on these claims.
When an employee injured at work receives pushback or denial of a workers’ compensation claim, the New Jersey Workers’ Compensation Law provides separate paths for employees to obtain appropriate and entitled benefits.
Filing for an Informal Hearing
An employer injured at work can file with the New Jersey Department …Read More