Often, an injury at work is unexpected. Even in jobs and industries where manual labor is common or risky situations arise, employers typically have processes in place to prevent employees from hurting themselves or others. However, every day accidents do occur on job sites and in the workplace. As it turns out, certain injuries are much more common than others. How Are You Likely to Get Hurt at Work Regardless of industry or job description, the most common injuries in workers’ compensation claims in New Jersey are strains and sprains. The Department of Labor has found that this is also the most common type of injury in the workplace nationwide. Insurance providers estimate that these claims amount to approximately 30% of workplace injuries in the United States. Strains and sprains are less likely than more serious injuries to be reported by an employee to his or her employer. Prompt notification
Read MoreIf you injure your back while on the job there are a number of practical and legal steps that are required down the road. Eventually, a workers’ compensation claim will need to be filed with the Division of Workers’ Compensation in New Jersey. However, at the onset there are two immediate concerns for an injured employee. The first is seeking medical attention; and second, employees need to inform their employer of the injury. Seek Medical Attention In the event of a workplace injury, health and safety concerns are incredibly important. Care should be taken not to aggravate or worsen the injury, and if necessary, a visit or admittance to the hospital should be arranged. The sooner you obtain medical care, the better for ensuring the injury heals properly and when it comes to providing documentation and proof of the injury in a workers’ compensation claim. Inform Your Employer ASAP The
Read MoreLawyer Albert J. Talone Explains Worker’s Compensation Benefits What rights does an employee have when injured at work? Albert J. Talone, NJ workers compensation lawyer, outlines three basic rights for New Jersey employees. Under the New Jersey Workers’ Compensation Act an employee is required to report any work related injury within 90 days of the date of the accident. After reporting an injury, Talone points out on his website that NJ workers compensation law entitles injured employees to three benefits: temporary disability benefits, medical benefits, and permanent partial benefits. Temporary disability benefits is when an employer and/or employer’s insurance carrier is obligated to pay 70 percent of gross weekly wages up to the maximum rate for time lost from work. “You must also be out of work a total of seven days before you are entitled to receive temporary disability benefit,” Talone’s website talonelaw.com explains. Certain prerequisites apply, such as
Read MoreWorkplace injuries are common in all areas of employment. Notice of work-related accidents or occupational disease must be given to the employer within specified timelimits or else the injured worker will lose rights to certain benefits. If you are injured on the job you should notify your employer as soon as possible. If possible, complete your employer specific accident injury report/form. Be sure to request a copy of the document. The Workers’ Compensation statute addresses how to give notice. N.J.S.A. 34:15-17addresses traumatic claims and Notification to Employer. N.J.S.A. 34:15-34 addresses occupational claims and the time for making a claim. The statutes in relevant part reads as follows: 34:15-17. Notification of employer. Unless the employer shall have actual knowledge of the occurrence of the injury, or unless the employee, or some one on his behalf, or some of the dependents, or some one on their behalf, shall give notice there of
Read MoreWorkplace injuries are common whether you work in an office environment, construction/job site or retail establishment. In fact, workplace injuries can occur in all areas of employment. In the event you are injured at work, you should preserve your rights by following these simple guidelines: Immediately report your injury to your employer. You should report every injuring incident to your employer. Even if you do not think you are seriously hurt it is still good to advise your employer of your injury. Complete a First Report of Injury Report. These are often called accident/incident injury report/form. Be sure to request a copy of the completed document. In the event you need medical treatment, go to the local emergency room or employer authorized medical provider and advise as to ALL injuries. Do not pay for any medical treatment out of your own pocket. Do not submit medical bills to your private
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